There is no exact price for how much dental insurance will cost for one person. There are variables that affect the cost, such as where you live, the type of plan, and your healthcare needs.
The truth is that the insurance company may give you a monthly premium that is different from your neighbor’s. If you’re looking for insurance just your child, that can affect the cost of the plan as well.
Keep reading to learn how much dental insurance costs for one person.
Employee and group policies that charge an annual premium can range between $234 and $432 per person. The cost to purchase an individual dental insurance policy averages $360 per year.
If these costs seem a bit high, think about the cost of dental procedures—both routine and major—without a dental insurance plan that covers standard services. The ADA (American Dental Association) offered national average costs for standard preventive services:
Serious treatments and procedures can cost even more without help from insurance coverage. These out-of-pocket costs may surprise you:
Most people have 100-80-50 dental coverage, which means that the insurance policy pays 100% of routine preventive and diagnostic care (check-ups or cleanings), 80% for basic procedures (root canals or fillings), and 50% for major procedures (bridges and crowns).
Although many parents might not think it’s worth it to pay upfront costs like premiums or deductibles, having insurance for your child can definitely save you money when he or she needs a serious dental procedure.
Kool Smiles opened its doors in 2002 with a single goal: provide quality dental care to children all over the country.
Whether your child is covered by insurance or not, we have affordable payment options for all of our procedures and accept most major insurance plans.
We also accept government plans like Medicaid, TRICARE, and SCHIP without limiting the number of patients we see with these insurance plans.
For more information about our services, or to schedule an appointment for your child at a location near you, contact us online or call us today.
Member Benefits: http://memberbenefits.com/dental-costs-with-and-without-insurance/
Dental veneers are used to improve the appearance of discolored or damaged teeth, and if you are considering veneers for your child, you are probably wondering about the cost. The…Read Full Article
As the cost of dental care rises, paying for the dental care your child needs can be a challenge, especially for families without dental insurance. One of the best ways parents can…Read Full Article
Are you looking for a MetLife dental provider for your family? If so, Kool Smiles can help! We are a dentist office for kids that accepts MetLife dental insurance, as well…Read Full Article
Tooth decay can happen to children of any age, and when it does, a root canal may be necessary. The root canal process varies depending on the stage of your child's teeth and…Read Full Article
A child's dental health should be a top priority for parents. However, it can be hard to prioritize dental work that's expensive. That's why it's important to find financing for…Read Full Article
For many parents, paying for their children's dental care can be a challenge, especially when it's hard to find affordable care in the first place. Dental financing and payment method options at…Read Full Article
Dental payment plans can help finance your child's dental services and give them the affordable care they need. These plans are perfect for families without dental insurance, or for procedures…Read Full Article
When your child is in need of braces, the cost of clear braces vs. metal may be one of your biggest questions. While both types of braces come with advantages…Read Full Article
Finding a dentist that's open on Saturday is key for busy parents who need to find care for their child. Rather than leaving work early or taking your child out of…Read Full Article
TRICARE dental insurance provides coverage for your family's dental care. TRICARE is a military healthcare program for service members and their families to receive care across the world. If you're…Read Full Article
If you're looking for an affordable orthodontist near you, Kool Smiles is here to help. Many children need braces by the time they are teenagers. Parents often worry over the cost…Read Full Article